Finding affordable insurance for your home, health, life or auto just because a whole lot easier in the Buckeye State.
Couple hugging infront of door to house

Insurance for Homeowners

If you are a homeowner in Ohio or own a condo, or rent an apartment - in short, if you live within four basic walls, you should have coverage to protect yourself and your belongings. Homeowners insurance is protection for your home, your possessions within the home and those visitors or workers who come to do business at/on your home. In addition, this type of plan provides protection in the rare eventuality that your home itself causes damage to others or the property of others. Condo insurance protects your portion of the condominium property and those objects that are within your home as well as providing defense against any possible suits that may rise against you as a result of injury in your home to a non-family member. Renter's coverage provides protection for any objects in your home should they be vandalized, damaged, stolen or destroyed. It does not provide protection against injuries of work persons in your home as the policy of your apartment facility should handle that. You can get pricing estimates for any of these three types of policies depending on your personal situation.

Don't Fall Victim

Homeowners coverage in Ohio needs to be comprehensive enough to protect against a variety of natural phenomenon such as blizzards, tornados, hail and flooding. Your home, subjected to this kind of regular natural stress is likely to get damaged on occasion and the repairs for such damage can be costly. This, the primary reason for homeowners policies, is also the primary reason behind most mortgage lenders will require you to purchase and maintain a policy since the home is as much their investment as it is yours until the loan is paid off. You can get Ohio insurance quotes instantly for a variety of levels of protection here on this site.

Don't Forget to Protect Your Condo

Condo insurance is generally not as extensive as homeowners counterparts unless you happen to have purchase a freestanding condominium. Whereas homeowners need to be worried about damage and suits from those who are visitors to their property, condo owners take on much less liability, only needing to be concerned with those individuals and property that is within their personal space. The Condo Association dues that you pay monthly to maintain your grounds and the common areas around your home will also likely be paying for a plan to cover those spaces. Pricing quotes for condo policies are fast, reasonable and available in just seconds.

Renters Options

If you currently are free from the liability of owning your own land or even the four walls you live in, you still should be concerned for the items that you have collected in your life and/or the possibility of injury of guests in your home. Believe it or not a visiting parent to a birthday party of your kids who hurts themselves seriously can hold you liable for expensive medical expenses. A good renters policy can help you pay those claims and avoid a lawsuit. See what we can do for you.